Mid- and long-term investment advisory
Independent investment advisory for executives and professionals seeking clarity, discipline, and structure in their long-term strategy.
We are not a bank. We do not sell signals. We do not promise returns — we work to generate them.
We are not a bank, we do not sell signals, we do not promise returns. We are portfolio architects who work with process, data, and genuine alignment with your goals — and we work to generate consistent returns over the long run.
Every element of your portfolio responds to a defined logic — not intuition or market trends.
Comprehensive design covering objectives, constraints, risk tolerance, and execution rules. Your portfolio as a system, not a collection of assets.
A probabilistic approach that prioritizes structure over speculation. Every decision is empirically grounded and follows a logic you can audit.
Operating across Latin America and North America. Assets held in accounts under your name at regulated brokers, with full access. Consistent structure across jurisdictions.
Defined rebalancing rules that treat market drawdowns as systematic opportunities. Discipline in the face of uncertainty, not panic.
Executable decisions with transparent reasoning. No unnecessary jargon. Auditable reporting that lets you understand and approve every move.
Tax-advantaged retirement accounts (Chile: APV; U.S.: 401(k), Roth IRA, Traditional IRA). Strategies such as Buy-Borrow-Die when warranted. Potential savings of 30–40%.
A portfolio construction model that combines systematic diversification with defined tactical rules. No improvisation, no speculation.
Targeting modest outperformance of the benchmark through efficient structure, without chasing returns that do not compensate for the risk.
Broad indices (S&P 500, Nasdaq) and sector ETFs as the backbone. Selectivity is applied where the evidence warrants it. Bitcoin can play a measured role as a diversification instrument.
Rebalancing protocols and entry/exit points defined before events occur. Rules, not emotion, guide execution.
Possible use of tactical leverage during significant drawdowns, with explicit entry and exit rules that eliminate operational ambiguity.
"Portfolio structure generates the returns, not individual stock selection. Spicy+ translates that principle into executable rules."
Just as important as what we offer is knowing where we draw the line.
We do not trade on short timeframes nor build portfolios concentrated in individual positions. Structure sustained over time prevails over reaction to market noise.
We do not promise guaranteed returns. Structure can mitigate risk and improve consistency; markets retain their intrinsic uncertainty.
We do not recommend instruments that generate commissions at the expense of the client's interests, nor do we market alerts or tips as a service. Advisory is a structured relationship, not a subscription product.
A boutique practice grounded in formal training in Economics and an MBA, with over 25 years of investing experience across global markets and real estate (actively investing since 1997). We operate as portfolio architects — equivalent to a Chief Investment Officer applied to individual wealth — without a sales structure that compromises judgment.
The work is supported by proprietary analytical infrastructure powered by artificial intelligence, exposure to global markets, and structural cross-border consistency. The focus is on process and real execution, not on the pitch.
No commercial structure that incentivizes incorrect recommendations.
No intermediaries. Direct, executable communication at all times.
A systematic process that removes improvisation in the face of volatility.
Every decision documented and traceable. You always know what's in your portfolio and why.
The discovery call is without commitment. Together we assess whether there is a fit before any decision.
No sales, no pressure. Just discipline.